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Illustration of rising banking deposits alongside a falling earnings trend

UBL’s Rs6.5 Trillion Deposit Machine: Why More Deposits Are Not Producing More Profit

Munaeem Jamal

UBL’s deposits reached Rs6.5 trillion, but Q3 2026 profit fell 13%. An analysis of banking costs, funding and shrinking investment gains. Continue reading UBL’s Rs6.5 Trillion Deposit Machine: Why More Deposits Are Not Producing More Profit